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  #1  
Old 03-15-2010, 11:35 AM
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Default Health Insurance Need advice

Okay, so since I don't work a "real" job, I am wanting to purchase Health Insurance. I have no idea what I want/ need and how much I should be spending a month. I would like to have some sort of dentist coverage, prescription coverage, and cheap visits to the clinic. Also, I want coverage for in case I ever get hurt. I don't want to have to pay everything and then get reimbursed.. I would like to only pay my percentage. The lower the percentage I must pay,the better. So ya, what's a good price per month? I have found anywhere from $54-$150 haha. So ya.. I need some advice
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Old 03-16-2010, 10:37 PM
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It will be better if you can find an insurance agent near your locality whom you can directly talk to and explain your situation. He will be in a better position to advice you...
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Old 04-01-2010, 01:33 PM
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That's true haha. I really don't know what I need and what anyone offers so it would be hard for you guys to give me advice on this :P
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Old 04-06-2010, 02:00 PM
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The higher the price, the bigger the benefits and the earlier for it to mature. Also, there are plans or schemes that insurance will present to you and it depends to you what plan are you going to get or the one you can afford.
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Old 04-06-2010, 11:15 PM
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Quote:
Originally Posted by reymartin69 View Post
The higher the price, the bigger the benefits and the earlier for it to mature. Also, there are plans or schemes that insurance will present to you and it depends to you what plan are you going to get or the one you can afford.
Thanks for the tip.

I'm still trying to decide how much I can afford a month. I've never planned ahead like this before haha. I'm really working on saving money and spending within our budget. It's hard for me. Luckily Chris is good at it
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Old 04-07-2010, 08:14 AM
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Quote:
Originally Posted by abeja_reina_1989 View Post
Thanks for the tip.

I'm still trying to decide how much I can afford a month. I've never planned ahead like this before haha. I'm really working on saving money and spending within our budget. It's hard for me. Luckily Chris is good at it
Good thing, Chris can patch things that you are not good enough at. I think, he is the one for you.
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Old 04-07-2010, 11:13 AM
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Good thing, Chris can patch things that you are not good enough at. I think, he is the one for you.
Ya, he's pretty amazing. I can't complain
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Old 04-08-2010, 08:25 AM
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Check out AFLAC, they have VERY good insurance polices available, especially in case if you get hurt / have to spend time at the hospital. It is different from regular health insurance; like if you get hurt, AFLAC will pay you a certain sum, and you can use it for whatever needs you have - pay your bills, buy groceries, or pay the doctor. I know this because my husband is an agent for AFLAC (he only works in Illinois though).
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